NJ residents hit hard by Tropical Storm Ida can get help in the wake of the devastating storm, even if they didn’t have flood insurance. Last week, President Biden announced that a disaster declaration will allow residents of all 21 NJ counties to get federal assistance through the Federal Emergency Management Agency. Biden is visiting New York and New Jersey today and will stop in Manville, which was one of the hardest-hit areas in the Garden State.

New Brunswick is pictured on Sept. 2 in the wake of Tropical Storm Idea. istockphoto.com/Sarah J Lee

Residents and business owners in the six hardest-hit counties in NJ (Bergen, Gloucester, Hunterdon, Middlesex, Passaic and Somerset) can request assistance online at www.DisasterAssistance.gov or by calling 1-800-621-FEMA(3362) which will be open seven days a week from 7 am – 10 pm.

Under this assistance, residents and business owners may be eligible for federal programs including low-cost loans for property losses not covered by insurance, grants for temporary shelter and home repairs. Also, state and local governments and some nonprofits in the six counties may be able to receive federal funding for emergency work and repairs from damages caused by the storms. Additional counties may be added as the damage continues to be assessed.

NJ residents and businesses throughout the state will be eligible for federal funds earmarked to help cover the costs of preventative measures for future storms. Visit NJ.GOV/IDA to register for FEMA disaster assistance and to report damages.

What should you do if your home was damaged? Because not all NJ homeowners live in flood zones, many are not required to have flood insurance. Call your insurance company to go over the details of your coverage. Even if you don’t have flood insurance, you still may be able to get coverage for damages, for example, if a sump pump stopped working or a downspout broke.

The Salvation Army may also be able to help, so be sure reach out.

If you’re able to help, HelpNJNow.org which was created in the aftermath of Hurricane Sandy, is a consolidated resource meant to capture all the ways individuals can help out and connects resources with community needs.

Here are other resources and ways to help:

New Jersey Volunteer Organizers Active in Disaster has posted a website with details on what to do if your property was damaged.  

This story has details on how to get help in counties throughout the state.

Go to nj.gov for more on government aid and ways to get help.

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